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After you have decided on a home with Sumeer here is what you should expect. Select a lot Within a community, you'll be able to choose the location of your lot. Secure financing Determine how much you want to borrow, at what rate, and for how long. Your Sumeer Mortgage Representative will ask you for the standard documentation: your latest income tax returns, statements detailing your assets, your credit history, and so on. Keep in mind that your loan would be approved at the time you finalize the sales contract with the builder, but you won't assume the mortgage until the house is closed. Select your home and options You'll be selecting a home from an inventory of existing plans. Do you want a one-story home or two? A two- or three-car garage? How many bedrooms? How much storage space do you need? Once you've selected a home, you can then personalize it and make it your own. First, you can select the structural options, which refers to the house facade and floor plan. Then you can select the design or soft options, which includes many interior features, from appliances to flooring to kitchen cabinetry. Finalize sales contract The sales contract will specify, to varying degrees, the dimensions and features of the proposed home, site plan, materials to be used, and delivery date. Knowledgeable sales and construction individuals will be there to help you through the process. Breaking ground Home construction can take two months, the better part of a year, or sometimes even longer. The time of construction, however, is dependent on the complexity of the home, the availability of construction trades and materials, and the weather.
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